If You Get a Prescreened Offer....

Your mortgage originator does not authorize the sale of your personal information by the consumer credit reporting companies (Equifax, Experian, Innovis, and TransUnion)and cannot stop it. But here's what you, the consumer, can do:

• Opt-out of pre-screened offers of credit and insurance by visiting www.optoutprescreen.com or by calling 1-888-5-OPT-OUT



• Exercise caution when you are presented with prescreened offers over the telephone. Find out with whom you are speaking and how the company got your information. Ask for any offers to be sent to you in writing.



• Remember that the mortgage process is complex: take the time to compare products and ask questions.



• Avoid being rushed or presured into a decision.



• Get a second opinion.



• Don't sign any blank forms.

Source: National Association of Mortgage Bankers